“Business Loan applications made easy! ”

Business Loan

  • Business Installment Loan
  • Business Overdraft
  • Term Loan
  • SME Micro Loan ( MLP)
  • Invoice Loan
  • Equity Loan

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Trade Loan

  • Trade Facilities
  • Letter of Credit (LC)
  • Trust Receipt (TR)

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Working Capital Loan

  • Secured Or Unsecured
  • Overdraft / Line Of Credit
  • Short Term Loan
  • Sales Orders / Account Receival
  • Buying Selling Goods

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Machinery Loan

  • Machinery Financing
  • Vessel Financing
  • Vehicle Financing

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Property Loan

  • Refinancing Loan
  • Bridging Loan
  • Renovation Loan
  • Commercial Property Loan

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Why Choose SME Capital?

  • Here at SME Capital we make it our Priority to maximize the amount of money that you receive no matter what the purpose of the loan.
  • We do not charge any upfront fees.
  • There is absolutely no risk to you if we do not obtain financing for you. You are not committed to move forward with the loan. If for any reason you do not accept the funds that we provide, there is no fee : No strings attached!
  • By using SME Capital, you will not be obligated to put your assets at risk.
  • Our experienced Advisors have the knowledge that will get your needs funded if it possible at all to obtain the financing.
  • You will not waste your time going through application processes only to find that you will need to use your home as collateral.
  • We have the inside track when it comes to obtaining loans, not only knowing what to say but knowing what not to say; this avoids loans being declined.
  • SME Capital knows, based on a number of factors, which bank will give you the best rate available and financing terms that are compatible with your requirements.

Our Culture

  • Proactive We always seek to better ourselves.
  • Energy We create positive energy within the company.
  • Success We highly reward success.
  • Quality We provide high-quality personalised service that often exceeds clients’ expectations.
  • Pride We take pride in all our responsibilities.


Call us 24/7 to get assistance

+65 6735 0032

Loan Calculator

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Who is Eligible:

  • Sole-Proprietor / Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies