“Business Loan applications made easy! ”

Business Loan

  • Business Installment Loan
  • Business Overdraft
  • Term Loan
  • SME Micro Loan ( MLP)
  • Invoice Loan
  • Equity Loan

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Trade Loan

  • Trade Facilities
  • Letter of Credit (LC)
  • Trust Receipt (TR)

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Working Capital Loan

  • Secured Or Unsecured
  • Overdraft / Line Of Credit
  • Short Term Loan
  • Sales Orders / Account Receival
  • Buying Selling Goods

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Machinery Loan

  • Machinery Financing
  • Vessel Financing
  • Vehicle Financing

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Property Loan

  • Refinancing Loan
  • Bridging Loan
  • Renovation Loan
  • Commercial Property Loan

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Trade Loan

Provides flexibility in usage as one line consists of multiple products - overdraft facilities, import financing, export financing, guarantees and FOREX limits

Trade Facilities Loan

Trade Related working capital loan quantum from S$100k to S$10 million. Express Trade Facilities is an innovative one-stop trade financing solution for SMEs and Pubic Listed companies.

Letter of Credit ( LC)

Letter of Credit (LC) enables a buyer to obtain goods from a supplier against the credit standing of the bank. The bank undertakes to pay the supplier upon presentation of documents in compliance with the terms of the documentary credit as agreed to by the buyer. A company issues an LC when they intend to purchase goods and usually the LC is issued to overseas suppliers. Arrangement can be made if there is a need for local LC. Importers and exporters who have established long-term trading relationship may use a LC as a guarantee to cover payment defaults.

Trust Receipt ( TR )

Import Financing provided by the bank to the buyer to enable him to make payment for the goods purchased. The bank has possession of the title of the goods. A Letter of Credit (LC) is converted into a Trust Receipt (TR) upon payment by the bank to the supplier. Banks are able to offer up to 150 days for the TR to mature. When the TR matures, payment will have to be made to the bank for the value of LC issued.

Documents Required

  • Company ROC & Bank Statements for last 6 months
  • Financial Statements : Auditor / Management Accounts
  • Directors’ Nric / Personal NOA
  • Supporting Documents : Business Contracts & Invoices

Questions?

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Loan Calculator

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Who is Eligible:

  • Sole-Proprietor / Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies