Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
We tried to get a business loan for our business expansion from a few money lenders before. Very exhausted to fulfilling their requirements then received answer was always ‘NO’. SME Capital team able to simplify our issues and manage to get additional funds from various lenders to supports our business grow.
Now we strongly feel that SME Capital as a catalyst for business growth.
The efficient team in getting a loan approved with the fastest turn around time! Kudos to Vincent, Alice & Derica 👍 Retaining customers are their key to success!
Vincent and his team are experts in this area. They solved my financial needs, let me execute my business strategy in no time. I would like to sum up, they are transparent, authentic, and professional. Now SME Capital Group, they are like a tap to me, whenever I require cash flow, I’ll get it without fail. Thank you, Vincent, great job!
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.